As you consider your options, keep in mind the main difference is how you pay—either more up front (your rate per pay period) and less when you get care (deductible and copays) ... or less up front and more when you get care.
Review the chart for a high-level overview and explore this page to learn more.
The amount you pay per pay period depends on the plan you choose and the number of covered dependents. If your salary changes throughout the year, your pay period rate will not be impacted.
Your cost for care depends on your medical plan, services received and where you go for care. With every plan, you get preventive care at no cost when you visit in-network providers.
Knowing where to go for care could save you time and money!
Depending on which medical plan you choose, you'll have access to one or more provider networks.
Best value!
The most cost-effective tier with the best value:
Available with all medical plans and the only network for the SEQA and EQA plans (except in cases of urgent/emergency care or rare situations when an in-network provider is not available, and authorization is provided).
The next most cost-effective tier and only available with the Premium and HDHP plans:
The highest cost tier and only available with the Premium and HDHP plans.
With the app you can get care when and where you need it. You're also able to see test results, get a digital copy of your medical insurance card, refill and manage prescriptions at BSW pharmacies, message your care team and more!
Link your account to view your BSW medical plan, deductible and claims!
Note: Linking accounts should be done from a web browser, not the app.
We are committed to you and your family’s long-term health. If you and/or a dependent enroll in a medical plan, you will be asked about your tobacco usage within the last 12 months. If you confirm the use of tobacco products, you will pay a $30 tobacco surcharge for each member who uses tobacco, up to a maximum of $60 per pay period.
To remove the tobacco surcharge, you or your dependents must complete a tobacco cessation wellness coaching or have your physician provide a certification that you have quit using tobacco products. Please note that enrollment in the Tobacco Cessation Program will not prevent the tobacco surcharge from being applied. The surcharge will be applied until you or your dependents have completed the program and submitted the Tobacco Affidavit to PeoplePlace, which is provided once you complete the Tobacco Cessation Program.
Receive quality and convenient virtual care from a Baylor Scott & White provider (Tier 1) any time, using MyBSWHealth on a smartphone, computer or tablet. Learn how to schedule your virtual doctor visit today.
Make sure your MyBSWHealth and BSWHP accounts are linked so your claim is processed accordingly.
